Valued Contributor
Posts: 1,772
Registered: ‎10-28-2011
Re: **bleep** CAP 1?

Revelate wrote:

rootpooty wrote:

what i dont understand is why you would bother with cap one when you are a member with nfcu and you can grow greatly with them and not cap one

Because there's only 2 tradelines for the OP according to her sig, and 3 is mo' better? Smiley Wink


This fact gets too often lost sometimes: there's more to FICO and financial life than CU's, even incredibly good ones like NFCU.


i agree however one can obtain many great tradelines without having to go with the frustration of cap one. many people do caue they arent fortunate like you or i or the op to be members of nfcu. i also agree in forms of building/rebuilding that 3 tradelines is best. i believe the op has 3 tradelines already

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club