Posts: 2,876
Registered: ‎02-02-2012
Re: Your first and highest CL leap ...

My highest CL, although it says BoA, is really not from BoA.

It was originally from MBNA from when I was in college. It started out as a $500 card in college and just kept growing and growing on its own. I'd charge on it all the time and unfortunately carried balances (didn't know how credit worked, nor interest). Once MBNA got bought by BoA, forget it, it's stuck at 15,900 since then.


Discover gave me a $6,000 CL partially because I asked for a 4,800 BT from the BoA card. So they probably figured I had a nice CL somewhere else and would need a bit extra.


AMEX gave me somewhat of a midpoint between the Discover and the BOA Constrictor card.

Follow my financial journey:

EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)