Established Member
HumbleLobster
Posts: 20
Registered: ‎05-09-2012
Re: Your first and highest CL leap ...

I got a US Bank student Visa CC with a $500 limit back as soon as I turned 18 ~8 years ago.  It grew with me over time until I hit my current limit at $8k a year or so ago.  No lates or other derogs on the account in that time frame.  I got a Chase Visa about 6 years ago as a $2k limit, and that has morphed into a $4400 Freedom and has sat at that for about 2 years now.  I'd risk the HP to push them higher but we're about 3 months away from a mortgage and I don't want to scare any Underwriters, considering I'm only at about 4% utilization.  I think I could easily push both higher if I wanted to.

 

FAKOs in the sig are up to date.


Starting Score: TU: 767 EQ: 727 EX: ?? (5/10/12)
Current Score: TU: 745 EQ: 736 EX: 793 (7/11/12 Lender Pull)
Goal Score: 800


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