That was the first thing I did. I talked to collections, confirmed it was paid off in full, then my banker called the underwriter and asked that this be added to the application and to their system. I'm going to cancel the app and focus on building with what I have. Ive lost patience with WF for their slow record keeping.

I paid more of my cards today besides the sears cards

Remaining balances
Sears- 200 on 1000 limit
Us bank- 68 on 400 limit
Store card- $50 on 400 limit
Store card- $3 on 700 limit
Store card- $0 on 400 limit

Is this still high util?