I disputed the Chase BP charge on my credit report. I put that i was no longer liable for it. To make sure before i disputed, I called Chase and gave them my account number, they told me the account was no longer in existence, and couldn't even look it up. They transferred me to a recovery agent, and he confirmed the same thing. They could not look up the account with either mine or my dad's name and SSN. They told me they could take it off my report, but since they told me that before, I told them I would dispute it myself. I logged into Equifax, disputed the claim, and was given a completion date of 8/16/12.

Thats the situation today.