Re: Want to apply for USAA CC...shoul
d I open their checking acct first?
07-27-2012 06:11 AM
It is possible that having a usaa checking account that you run large sums of money through for years (thus creating a real history) might be a positive factor in getting credit from them (though more likely to influence manual underwriting than the computer ). But just having a checking account won't make any difference. At least according to the rep I spoke with in February when applying for the mc.
In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.