BoA cancelled my Visa due to inactivity of less than 1 year?
08-05-2012 02:45 PM
I received a letter on Friday stating that my Visa would be cancelled either due to 1. serious delinquencies or 2. inactivity.
Obviously I didn't have any delinquencies whatsoever as all my cards are a $0 balance and my credit score is over 700 with no issues.
But then I checked the inactivity on this card and it has only been 6-7 months since I stopped using it...less than 1 year? This is my oldest card, plus best APR and limit.
Any ideas? Maybe this is a sign because BoA is the worst bank next to Citi.