Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
Re: BoA cancelled my Visa due to inactivity of less than 1 year?

monkeybutt wrote:

I received a letter on Friday stating that my Visa would be cancelled either due to 1. serious delinquencies or 2. inactivity.


Obviously I didn't have any delinquencies whatsoever as all my cards are a $0 balance and my credit score is over 700 with no issues.


But then I checked the inactivity on this card and it has only been 6-7 months since I stopped using it...less than 1 year?  This is my oldest card, plus best APR and limit.


Any ideas?  Maybe this is a sign because BoA is the worst bank next to Citi.

Did they already close it?

Have you called in to talk to them about it?


Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014