Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
Re: New here. Few questions regarding credit cards

Phillyguy57 wrote:
I have the following
Discover card-5k limit, 235 balance
Amex 2k limit no balance on it. Havent used it in a few months.

Wife: just applied and received the folowing
Capital one 300 cl.
Discover 1k limit.
Should she app for one more card?

you should add her to your Amex as acm.  Lock in her member date and help her credit.  2nd, are you due for 61st day Or 6 month Amex cli?  3rd, you need a nice visa.  What's your fico right now?  Also, once your wife is acm on Amex, give it 6 months or so and get herYan Amex too.