Is charging to limit a bad thing?
08-07-2012 07:00 AM
I have a Orchard card with a $300 limit and a Capital One card with a $200 limit. Every month I pay the Cap 1 card to a zero balance and Orchard to a $20 balance before the statement closes. My question is by maxing my cards out monthly even though I pay them down is that hurting my fico?