Posts: 221
Registered: ‎07-11-2012
Cap1 Secured cash advance

When I applied for Cap1 secured, I put $1500 behindit.  When I got the card, my cash advance limit was $750.  Since then I have increased my limits on $500 increments until I reached the max 3K.  But my cash advance limit is still $750?   What gives?  I don't necessarily need it (in fact I'm not looking for it now).  But I want to be prepared for an emergency, the biggest reason for having CCs in the first place.  Who can I call to get it raised.  I just called Cap1 backdoor and got some foreigner who told me me there is nothing I can do.....

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)