Established Contributor
tcbofade
Posts: 1,044
Registered: ‎09-26-2011
GE luv???

‎08-08-2012 06:14 AM

Not for me, of course, but DW's pay pal account recieved a CLI somewhere in the last four days.

 

Not huge, but our first GE auto CLI!!!!



Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine. :smileytongue:



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.

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Frequent Contributor
traveler2005
Posts: 297
Registered: ‎08-13-2011
Re: GE luv???

‎08-08-2012 06:16 AM

Don't feel bad on not gettig your CLI, I have had Walmart, and American eagle, for 14 months and never a cli. I have tried carrying a balance, and pif it doesn't matter.   Best wishes in the future. Congrats to you spouse on their cli.  



Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 655, Exp 656 AE reject letter.,Eq 639
Goal Score: 700 across the board

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Valued Contributor
jsucool76
Posts: 2,645
Registered: ‎12-11-2011
Re: GE luv???

‎08-08-2012 06:34 AM

traveler2005 wrote:

Don't feel bad on not gettig your CLI, I have had Walmart, and American eagle, for 14 months and never a cli. I have tried carrying a balance, and pif it doesn't matter.   Best wishes in the future. Congrats to you spouse on their cli.  

From what I've heard your GECRB accounts are eligible for CLIs every four months. They won't always auto CLI, you can call the number and do the automated system and see if you're eligible. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
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Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012
Re: GE luv???

‎08-08-2012 06:47 AM

with gemb cards, dont wait for auto cli.  they use soft based cli policy.  so manually ask for cli every 4 months.

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
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Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012
Re: GE luv???

‎08-08-2012 07:09 AM

+1, you guys def. need to call in for CLI and like CRASHEM said it's only a SOFTPULL


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
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Regular Contributor
CK_Charles_Lover
Posts: 248
Registered: ‎09-02-2011
Re: GE luv???

‎08-08-2012 07:16 AM

Also if your are Denied try again in a month. Its only a soft pull, and their internal reports run months behind. 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
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Valued Contributor
RockinRay
Posts: 1,763
Registered: ‎08-13-2007
Re: GE luv???

‎08-08-2012 07:18 AM

I think it now ranges from every 4 to 6 months for a CLI... YMMV.

 

I called a while back and got declined - stated reason was "Not enough time at this limit" or something close to that.

 

Ray

** Every Card has a Job, and Every Card does its Job **

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Established Contributor
tcbofade
Posts: 1,044
Registered: ‎09-26-2011
Re: GE luv???

‎08-08-2012 07:28 AM

I have called and called and called. 

 

Never any luv for me.

 

DW doesn't call.

 

SHE gets the CLI.

 

Humph.



Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine. :smileytongue:



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.

(253 Views)