New Member
Correction
Posts: 6
Registered: ‎08-08-2012
Im going with Citi Thank you Premier!!!

Im going with the Citi Thank You Premier Card. Full disclosure – It seem for whatever reason Chase does not want to do business with me so getting a Chase Sapphire Preferred card is out question. However After comparing the two card side by side why would anyone get the Sapphire Preferred. The way the Citbank card is set up if you fly a lot the chase card can't touch it. Why ? Because Citibank points compound on themselves and  matching point is better than double. The BREAK DOWN!

 

 

Currency

Citi Conversion

Chase  Conversion

 Citi Matching Flight Points

Citi Airfare redemption bonus

Total Citi point per dollar

TotalChasePoint

 

 

 

 

 

 

 

 

 

Travel

 

 

 

 

 

 

 

 

 

Air

1

1

2

1

0.66

2.66

2

 

Bus & Train

1

1.2

2

1.2

0.792

3.192

2

Gas

 

1

1.2

1

1.2

0.792

3.192

1

Groceries

 

1

1.2

1

1.2

0.792

3.192

1

Dinning

 

1

1

2

1

0.66

2.66

2

 

That not taking into account things you can buy through the Citi Thank you bonus center which is pretty much everything else. And they give you 3-7 points per dollar. THE BREAK!

 

 

Currency

Citi Conversion

Chase  Conversion

 Citi Matching Flight Points

Citi Airfare redemption bonus

Total Citi point per dollar

Citi Thank you bonus center

1

5

 

5

3.3

13.3

 

And that’s not  including the anniversary bonus of 5%. You may be like Chase give you 7% but 7% of nothing  is nothing. Lets use the example of 20K in everyday spending. The BREAK!!

 

 

Currency

Citi Conversion

Chase  Conversion

 Citi Matching Flight Points

Citi Airfare redemption bonus

Total Citi point per dollar

TotalChasePoint

Gas

 

5000

6000

5000

6000

3960

15960

5000

Groceries

 

10000

12000

10000

12000

7920

31920

10000

Dinning

 

5000

5000

10000

5000

3300

13300

10000

 

Total Points

 

 

 

 

61180

25000

 

You Anniversary bonus looks like this

           

Total with Anniversary bonus

64239

26750

 

Lets say you also bought 10K in TV’s, new Frig, computer. Stuff you can get through the citi bonus center….. THE BREAK

 

 

Currency

Citi Conversion

Chase  Conversion

 Citi Matching Flight Points

Citi Airfare redemption bonus

Total Citi point per dollar

TotalChasePoint

Citi Thank you bonus center

10000

40000

10000

40000

26400

106400

10000

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Citi

Chase

 

 

 

 

 

Anniversary bonus

111720

10700

 

 

 

 

So you just spent 30K with Citibank  you got 175.959 points….$1,759.59 in airfare Vs 37,450 points  with Chase. I know what you chase lovers are going to say!!! I can flight business class with those points. AND THAT’S TRUE. You can flight business class. However I just flew my whole family to OrlandoFL and spent a week at Disneyworld…..WHAT?