Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
Re: Im going with Citi Thank you Premier!!!

I don't have any Citibank point cards so please correct me if I am wrong.  As cdnewmanpac pointed out, the key difference to me is what you can do with the points.  I believe Citibank Ty points can only be used to discount travel expenses at set rate around 1%.  Chase ur points can be changed into miles on various airlines.  Airline miles are worth much more than 1 cent per mile/point.  In fact, on right flights, the value can be closer to 10 cents a point.  Hence chase ur points and Amex mr points are unique in that way aside.  Otherwise you need to get airline or hotel miles/pts card to have similar benefit but locked into that carrier/hotel.