I would say walmart, paypal or any gemb backed store cards.... they approved me when i had 4 collections and 5-6 negatives

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
tryin to garden!!!!!
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Take the FICO Fitness Challenge
 

1. Which one of the three is the most easy to obtain:

Walmart, Paypal or Target?

2. With Paypal and the option to get store card if declined for Mastercard, is that a good choice (i.e. less risk of outright denial?)

3. Which one would grow most with me? I cant see me using Paypal other than for rebuild.

Thanks,

Duncan

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge

With Paypal smart connect you can link it to your paypal debit card, which makes it just like a credit card.

Will Paypal smart connect ever upgrade to their MC?

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge

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Duncanrr wrote:

1. Which one of the three is the most easy to obtain:

 

Walmart, Paypal or Target?

 

2. With Paypal and the option to get store card if declined for Mastercard, is that a good choice (i.e. less risk of outright denial?)

3. Which one would grow most with me? I cant see me using Paypal other than for rebuild.

 

 

Thanks,

 

 

Duncan

 

 

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I dont have a target card but i do have a walmart that auto increased from $500 to $900 in only two statements... Im sure paypal is good with cli too..i believe gemb cards increase every 4 months.... 

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
tryin to garden!!!!!
/s1347.photobucket.com/user/elaineee0824/media/American-Express-Blue-Cash-Everyday-resized-600_jpg_zps9edf9ad6.png.html" target="_blank">">



Take the FICO Fitness Challenge
 

Go with Walmart. Stay far away from Target unless you enjoy $200-$300 limits and no credit increases.

I app'd walmart online about a week after my smart connect. I app'd for paypal MC, got $500 SC (with 10 inquiries on my report) and then app'd walmart online and got instant approval for $500 with 11 inquiries on my report. Only benefit of app'ing in store for walmart is if you get approved (while making a purchase of $100+ ) you will immediately get $20 off of your purchase if you put it on your walmart card. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

Thing that sucks about applying in the store, if you get denied and was buying the $100+ to save 20% then you either end up buying it all or having to say "put it back"  I'm going to apply online. I believe you still get the discount if you do that?