New Contributor
Posts: 63
Registered: ‎01-01-2012
Navy FCU Limit Increase

Sweet, went online and ask for an increase on my cc. Went from 10k cc limit to 20k cc limit in addition, OD line of credit for 8k, I'm surely gardening!! I will be closing my cap 1, with 1500.00 limit, it has a zero balance in a month or two. I joined NFCU in March, I work for a government contractor. 

In the garden, May 27, 2014








Fico 8: 6/1/15: EQ 719 TU 710 EXP 715
Regular Contributor
Posts: 188
Registered: ‎06-17-2011
Re: Navy FCU Limit Increase

CONGRATS!  Gotta love NFCU!  What was your balance like at time of CLI request?  Did you carry balances from month to month?

New Contributor
Posts: 63
Registered: ‎01-01-2012
Re: Navy FCU Limit Increase

My balance was 1500.00, I typically pay off month to month, in most cases. 

In the garden, May 27, 2014








Fico 8: 6/1/15: EQ 719 TU 710 EXP 715
Regular Contributor
Posts: 188
Registered: ‎06-17-2011
Re: Navy FCU Limit Increase

Thanks for the info.  When you requested the CLI, did you get to choose how much of an increase you wanted?

New Contributor
Posts: 63
Registered: ‎01-01-2012
Re: Navy FCU Limit Increase

Yes' I requested an increase of 10k and it was instant approval. 

In the garden, May 27, 2014








Fico 8: 6/1/15: EQ 719 TU 710 EXP 715
Super Contributor
Posts: 9,674
Registered: ‎01-28-2010
Re: Navy FCU Limit Increase

 

Congrats !!  Did they do a Hard Pull on EQ or TU ?

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
New Contributor
Posts: 63
Registered: ‎01-01-2012
Re: Navy FCU Limit Increase

Hey there, it was EQ. 

In the garden, May 27, 2014








Fico 8: 6/1/15: EQ 719 TU 710 EXP 715
Regular Contributor
Posts: 179
Registered: ‎01-17-2008
Re: Navy FCU Limit Increase

Smiley Very Happydid mine last night went from 12,000 to 20k dont know if it was hard no alerts as of today it was instant less tahn 2 seconds As far Inquiry goes im not worry i can bump it off by tommorow jsut got done bumping 8 the past weekSmiley Very Happy

New Contributor
Posts: 63
Registered: ‎01-01-2012
Re: Navy FCU Limit Increase

Congrats!!

In the garden, May 27, 2014








Fico 8: 6/1/15: EQ 719 TU 710 EXP 715