At the time I had 5 old inq and a satisfied lien that they refuse to remove off my CR but other than that my report is flawless with a great payment history.  I'm new to credit as I'm not from this country.  I have a student loan and car loan in excellent standing as well.  At the time I only had my Bank of America CC that was secured which graduated soon after the approval of Citi. 

I was truly surprised to get this card but very happy nonetheless.