I am generally opposed to AFs. I love my AmEx Blue Cash Rewards. No annual fee and I charge enough within the first 2-3 months of the year to rapidly reach the 5% cash back level for groceries, gas and drugstore purchases and 1% on everything else. Just love AmEx in general for their awesome customer service. But really the best card is an individual decision based upon usage, etc. Sounds like you found a good one for your travel needs.