Community Leader
Valued Contributor
Posts: 1,408
Registered: ‎07-12-2011
Re: Chance of Amex approval?

Chances are minimal at best.  Zync was designed for people with thin files.  Amex marketed it as such... upwardly mobile individuals with little established credit. (not bad credit)  But in this case, I see the "no income" as the biggest issue.  Amex is very much income sensitive.  They wanna know you can pay up.  Smiley Happy

Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K