Established Contributor
improvingmycredit
Posts: 1,021
Registered: ‎07-12-2011
Re: Chance of Amex approval?

Chances are minimal at best.  Zync was designed for people with thin files.  Amex marketed it as such... upwardly mobile individuals with little established credit. (not bad credit)  But in this case, I see the "no income" as the biggest issue.  Amex is very much income sensitive.  They wanna know you can pay up.  :smileyhappy:


Starting Score: 642
Current Score: EQ 781, EX 776 (Amex Pull), TU 787 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 25K, NFCU CR 25K, CSP 20.5K, Arrival 20K, BCP 18.3K, PRG NPSL, Total Avail- 193K+

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