I thought it doesn't so much report as installment when it surpasses the boundary. It still reports as revolving, but I thought fico ignores it in revolving util calculations. Basically was designed to compensate for helocs which were really messing with people's utilization.
Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
