Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
Re: Does Chase Blacklist?

MountainHiker wrote:

mschang wrote:

if they deleted a CO would you still be blacklisted?

That is a good question.I'm sure they would have internal records to help guage their approval systems.It has fallen off my credit report but the credit report might not be the only way a red flag is raised during processing. I think some people will slip through the cracks regardless.

it has nothing to do with credit report.  Blacklisting is an internal thing.  That's why you don't even get an inquiry if you are on their blacklist.  Ie they check blacklist and reject you.