So two more questions related to this. 1) I have been an authorized user for a few years. I just pulled my credit reports and have seen the account still being reported from the date I was added as an authorized user. Will this eventually stop reporting or will this continue to reports since I was added prior to the change in backdating? 2) If this continues to report, and I open my own account, will I be backdated on my own account since I seem to have been "grandfathered" in?

Thanks for your help on this.

Chris