Re: Amex Backdating
08-27-2012 04:41 PM
I hear so many variations on this theme, I think it's a case YMMV.
I was an AU on an AMEX Gold Card back in 1985. It was my first piece of plastic and I enjoyed using it. The account owner eventually decided that the privilege of membership did not justify the annual fee. LOL!
Last week I applied for the BCP, my first individual Amex card. I didn't think it would get back dated but asked for the heck of it. The rep told me that since the original account was no longer open, they couldn't do it. She said that AUs still get back dated but only if the original account is still active.
That backdating would have done real magic for my AoA. <sigh> Still hoping that the card will have 1985 as the "member since" date. I know....I'm dreaming. Just don't wake me up yet.
FICO: 04/2014 - TU 765 | EQ ??? | EX 768
Amex BCP 12900 | Lowes 10,000 | LOC 9300 | Sallie Mae/Barclays World MC 9000 | FNBO 8900 | BOA Platinum+ 6000 | Citi Simplicity 5200 | Chase CSP 5000 | Achieva CU 4000 | Discover 4000 | Sam's Club 3000 | Sears 900