Regular Contributor
Posts: 162
Registered: ‎04-04-2010

I'm in NCSECU but I never tried for a credit card from them.  I have an auto loan, and they were pretty conservative about how much they thought I could afford so I did not get as much as I wanted.  If the credit card approvals are anything like the loan approvals, they go by more than just your score.  Income and debt ratio are important.

Started with an Orchard secured 4 years ago. Now: House, Car, NFCU Rewards Signature, Citi AAdvantage, Discover More, Capital One Platinum, Walmart, AMEX BCE