Congrats! You are lucky to have gotten a chance to recon a GECRB app. Normally that doesn't happen - they say it's a computerized process. It will feel good to close that CreditOne account, they're worse than FP IMO. You should try to GW those paid accounts. Don't bother with the FP CO's because they won't budge. I've sent emails and letters to CEO's, VP's, anyone that could help - no dice. It is one of my only 2 baddies (the other one is Kay Jewelers CO). CapOne is hard to GW but is possible - not sure about Orchard Bank.

Wallet: JP Morgan Select Visa Signature $9000 | Chase Sapphire Preferred $5000 | Chase Freedom Visa $2000 | Barclaycard Visa $3000 | Discover More $1500 | Capital One Platinum Mastercard $750 | Bank of America Cash Rewards Visa $500 | Walmart Store $950 | Amazon Store $5000 | AMEX Zync (AU) NPSL | Chase Total Checking | RIP: First Premier Mastercard