Re: Garden Club Meeting - September 2012
09-05-2012 12:57 PM
I'm still in the garden. 14 months now. The plan has been to hold off on all inquiries until 2013 for a mortgage, but I've run into some problems with employment so I may have to step out of the garden and get a credit card at my credit union just in case. Out of my current credit cards, I have no cards with low APRs or high CLs. My highest is only $2000, since they date from before my credit recovered. Hopefully, I'll get my situation squared away before it becomes necessary to take a hard pull, but if I do have to take one at least it would be out of responsibility.
Starting Score: TU: 566
Current Score: TU: 736 (Walmart FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800
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