lithium78 wrote:I'm still in the garden. 14 months now. The plan has been to hold off on all inquiries until 2013 for a mortgage, but I've run into some problems with employment so I may have to step out of the garden and get a credit card at my credit union just in case. Out of my current credit cards, I have no cards with low APRs or high CLs. My highest is only $2000, since they date from before my credit recovered. Hopefully, I'll get my situation squared away before it becomes necessary to take a hard pull, but if I do have to take one at least it would be out of responsibility.
Oh man. Sorry to hear that. I was going to suggest my job, but, on second thought, you probably won't consider it seriously, so I will save it.
