Frequent Contributor
Roarmeister
Posts: 334
Registered: ‎04-21-2012
Re: Garden Club Meeting - September 2012

luvsandyshores wrote:

Roarmeister, when the bank pulls your credit for a mortgage, the numbers they get are your real FICO scores, not FAKO's.


Perhaps... but I am talking about Canadian banks, specifically Bank of Montreal which may or may not used FICO.  Equifax Canada uses Beacon 5 and Tansunion Canada uses something unrelated altogether.

AMEX_PlatinumBMOWorldMCCapOnePlatinumMBNA_Platinum+ScotiaMomentum
____$25k_______$20k_______$20k_______$25k_______$25k____
Starting Score: 676 Feb 2008; Current Score: 791 EQ; 824 CA, Dec. 2014; TU 814, Oct. 2014; Goal Score: 800 by end of year Oldest Account reported by EQ: 12 years; EQ AAoA: 5.8 years; EQ Credit Utilization: 2.3%