Regular Contributor
Roarmeister
Posts: 166
Registered: ‎04-21-2012
Re: Garden Club Meeting - September 2012

luvsandyshores wrote:

Roarmeister, when the bank pulls your credit for a mortgage, the numbers they get are your real FICO scores, not FAKO's.


Perhaps... but I am talking about Canadian banks, specifically Bank of Montreal which may or may not used FICO.  Equifax Canada uses Beacon 5 and Tansunion Canada uses something unrelated altogether.

AmexGoldBMOWorldMCCapOnePlatinumMBNA_Platinum+ScotiaMomentum
___$13.5k______$20k_______$20k_______$25k_______$20k____
Starting Score: 676 Feb 2008; Current Score: 756 May 2013; Goal Score: above 780 this year
Oldest Account: 31.1 years; Current AAoA: 14.6 years; Current Utilization: 5.2%