Frequent Contributor
Posts: 311
Registered: ‎04-21-2012
Re: Garden Club Meeting - September 2012

luvsandyshores wrote:

Roarmeister, when the bank pulls your credit for a mortgage, the numbers they get are your real FICO scores, not FAKO's.

Perhaps... but I am talking about Canadian banks, specifically Bank of Montreal which may or may not used FICO.  Equifax Canada uses Beacon 5 and Tansunion Canada uses something unrelated altogether.

Starting Score: 676 Feb 2008; Current Score: 775 EQ, 814 TU, July 2014; Goal Score: 785 by end of year
Oldest Account reported by EQ: 12.0 years; EQ AAoA: 5.3 years; EQ Credit Utilization: 2.7%