Frequent Contributor
Posts: 600
Registered: ‎09-27-2008
Re: Garden Club Meeting - September 2012

4th day app free.  Decided to freeze my credit reports. Anyone have experience with this, pros or cons?


I don't plan to app until I go for pre approval on a home (hopefully before 2013 holidays) so they will be in deep freeze until summer 2013. 


Also been thinking off adding a chunk of money to the one secured account I have to show higher CL that way ( hope this is appropriate whilst in the garden).  Any thoughts?


Thank you

Starting Score: EQ 586, TU 527, EX 532 (April 11, 2012)
Current Score: EQ 655(11), TU 668(17), EX 669(39) FICO8(updated 5/21/2016)- Last app July 16, 2016
Goal Score: 800 across all 3 * No apps minimum until ??? * Consolidate, trim and grow limits