New Contributor
Posts: 58
Registered: ‎09-27-2008
Re: Garden Club Meeting - September 2012

4th day app free.  Decided to freeze my credit reports. Anyone have experience with this, pros or cons?


I don't plan to app until I go for pre approval on a home (hopefully before 2013 holidays) so they will be in deep freeze until summer 2013. 


Also been thinking off adding a chunk of money to the one secured account I have to show higher CL that way ( hope this is appropriate whilst in the garden).  Any thoughts?


Thank you

Starting Score: 644 EQ 548 EX 567 TU
Current Score: 644 EQ 665 EX (12/25/12 lender pull) 635 (Walmart 1/3/13) TU
Goal Score: 760

Goal: no apps until August 2014! Last app: 8/2/2013
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