proton022 wrote:
I called up a few CITI numbers. Their representatives were hard to talk to, and they don't seem to have anything to say about my specific situation. They just kep parroting what they have been asked to repeat when your application get denied. Dead end. Lesson: once you are in CITI's bad books, don't deal with them for a long long time.
Well, returned check is actually a very serious delinquency (more serious than late). I believe any lender woud have reacted strongly if you ever bounced a check before.
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