Valued Contributor
jamesdwi
Posts: 1,965
Registered: ‎09-16-2011
Re: What is tougher to get, AMEX Blue Cash Preferred or US Bank Cash+ Visa?

from what I have read  US Bank Cash+ is much harder to get. You can get a AMEX Blue Cash Prefered with a 700 Fico with a year experience on two or more credit cards.  US Bank Cash+ is minimum of a 720 FICO and you need to have a credit card reporting with a 5k CL. If you don't qualify for the Cash+ they will give you a lesser card that you can  age and get CLI's and eventually you can PC to the Cash+. 


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 12/15/2014