Posts: 150
Registered: ‎08-24-2012
Re: What factors used to determine credit limit?

I don't think income has too much to do with it, atleast with chase and citi. My credit limit with chase is 20% of my income (and I only make 12500 a year) and citi gave more more than %40 of my income!

capital one on  the other hand, %6 of my income is the limit, and even with their yearly review, I don't qualify for a CLI

My ultimate credit wish,
a JP Morgan Palladium card