firesoul453 wrote:I don't think income has too much to do with it, atleast with chase and citi. My credit limit with chase is 20% of my income (and I only make 12500 a year) and citi gave more more than %40 of my income!
capital one on the other hand, %6 of my income is the limit, and even with their yearly review, I don't qualify for a CLI
Yes income has a lot to do with your CL, sure it doesn't do much when your just rebuilding or starting out with credit no one is going to give you more than a 2k CL no matter what your income is. But once you have established a good payment history and a decent FICO score, your imcome will stand in the way of getting high CL cards. Who is going to give you a 25k CL when th even the minimum payment is more than your net take home pay for the month.
Wallet: FNBO DISC 7.5k, , Chase Freedom 3k & Slate 3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & Zync NPSL, Walmart 3.3k, CapOne AU 1.5k