Frequent Contributor
n777ua
Posts: 425
Registered: ‎05-29-2011
Amex softing...

‎09-07-2012 12:40 PM

For you other Amex cardholers, how much does Amex soft you? I was pretty surprised last night when looking over a fresh Experian report to see that Amex softs us about twice a month.  Twice a month, every month, since our first Amex was opened in '10.

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Business Gold NPSL, Chase United $5k, Chase Sapphire Preffered $21k, Citi Diamond $13.3k, Virgin Atlantic Amex $8k, Discover Motiva $6k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $3.4k, BillMeLater $4k, Target $.2k, CapOne $.5k Von Maur NPSL,
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Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
Re: Amex softing...

‎09-07-2012 12:44 PM

I just pulled my experian report, they were not softing me that much. Maybe 2-3 times last year? Once this year so far.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
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Moderator
Moderator
pizzadude
Posts: 6,261
Registered: ‎01-28-2010
Re: Amex softing...

‎09-07-2012 12:50 PM

 

Lately I have been softed monthly by AMEX, alternating between TU and EX reports each month.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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Valued Contributor
trumpet-205
Posts: 1,909
Registered: ‎11-11-2010
Re: Amex softing...

‎09-07-2012 01:06 PM

Back when I had Zync they were softing me every week.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
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