Established Contributor
n777ua
Posts: 573
Registered: ‎05-29-2011
Amex softing...

For you other Amex cardholers, how much does Amex soft you? I was pretty surprised last night when looking over a fresh Experian report to see that Amex softs us about twice a month.  Twice a month, every month, since our first Amex was opened in '10.

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Simply Cash Business $3k, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $5.3k, Target $.2k, CapOne $2k Von Maur NPSL,
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
Re: Amex softing...

I just pulled my experian report, they were not softing me that much. Maybe 2-3 times last year? Once this year so far.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Moderator
pizzadude
Posts: 8,991
Registered: ‎01-28-2010
Re: Amex softing...

 

Lately I have been softed monthly by AMEX, alternating between TU and EX reports each month.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Valued Contributor
trumpet-205
Posts: 2,255
Registered: ‎11-11-2010
Re: Amex softing...

Back when I had Zync they were softing me every week.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)