Regular Contributor
beautybrainsbooty
Posts: 212
Registered: ‎08-02-2012
Re: She's beautiful

Razeus!  this is fantastic info :smileyhappy:  It would seem like common sense but really when I was in my 20s i blazed through credit without a care in the world. Running up limits, taking on cards just because I could, and it was SO easy back then. I remember my first citi card for students. Sometimes I paid, sometimes I didn't. But now, lessons are learned. I am nearly nuerotic about paying my bills early or due date. I am officially a myfico junkie breathing in everything myfico. Reading until the wee hours of the night trying to wean information that may apply to my situation or upcoming situation. Willing my scores in the 700s across the board lol!  I am still trying to get the statement cut date thing down but in general my CR looks like a responsible adult lives there (mostly in part to this forum!).  I think I will def open a  bill paying account versus paying everything out of one bucket.  

 

Thanks for the AWESOME tips!!!

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013