Thanks for the info! My Citi card arrived today. 
It has 2 blank BT cks, so I may just deposit money into my ckg acct and pay Navy online as usual.
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EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+
Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!
