Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
Re: Approved for Discover

Flying_High wrote:

No baddie, FICO-TU741, FICO-EQ692, EX.com 726, Goodies I PIF have 3 CC, I dont know what utili is?


Poster is referring to overall utilization.

 

Meaning all of your CC balances divided by all of your CC CL's and the number you get is your overall util %. You want to keep that below 10% when looking for new credit and below 30% when not.

 




EQ FICO 548 3/3/16