Re: CapOne On Death Row...
09-11-2012 03:02 PM
CapitalOne is a good starter card if you're new to credit but they are very iffy about giving CL increases. I've had my card for almost 3 years and had ONE CL increase since I've had it...from $500 to $750 and that was within the first 6 months or so of owning the card. You seriously can not do anything for a $750 limit. I would like at least a $3,000 limit so I'm shopping around for different everyday cards.
FICO scores: 763 (EQ) 740 (EX) 751 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $8k balance remaining | 60 months @ 4.9% (First Time Buyer 12/2012)
Tradelines: Capital One (5k) | Macy's (1.1k) | Living Spaces (8.5k) | Ashley (5.5k) | Discover IT (2k) | Walmart Discover (3k) | Chase Freedom NPSL | Citi Simplicity (8.0k)