Established Contributor
Posts: 760
Registered: ‎02-11-2012
Re: Odds of approval? Chase Freedom/United Plus Mileage Explorer

Trust your banker. Since you are a Chase Customer, you have one feather in your hat. Freedom is not only a great card, if you take care of it you can probably get a Saphire in a year or less. The major item is lack of credit card payment history. You are missing that. Chase is also generous on cli increases for valued customers.  I went from          $1000. to $10,000 in two months with Chase and the Freedom Card. So begin now. Your scores are good enough that you do not need an off the wall or starter card. Good luck on your new journeys!   PM me if you want.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)

Remember the Three P's: Pay early in Full, Pay on Time, Patience