Re: Odds of approval? Chase Freedom/Un
ited Plus Mileage Explorer
09-14-2012 12:53 AM
Hi!! Welcome to the Forums!
Based on your bankers advice, I'd definitely app the Chase Freedom. It's a good card that will likely give you a decent starting limit if you have a good income regardless of your thin file. If you decide to app the CapOne Venture card, app it last as they will pull all 3 CRAs. I'd also recommend apping the Amex Zync. It's a charge product but you will more then likely go to a really high internal limit with use to give you some buying power if you need it if approved. I think your chances with Zync are higher then the Venture card. Wait a year and with luck, you'll have some experience with a 5K limit card to get that Sapphire you want. With regards to the Freedom- google Freedom cashback offers and app the offer for $100 cash back so at least you start with a little cash back to begin with. I'd app before the weekend. Good Luck! Just my 2 cents.
Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+
Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K