Re: Odds of approval? Chase Freedom/Un
ited Plus Mileage Explorer
09-14-2012 12:13 PM
So I applied for the Freedom this morning and got the dreaded "Your application needs further review" message. When I called the backdoor number, the service rep said my application was denied due to low available credit and balances over the limit because of my student loans. I explained to her that I have never had a late or missed payment in 6 years of my loans and that some of them where with Chase. She said she would reconsider, asked me a few questions about my employment and address and approved me for a low $1000 limit to start off with. It is a start, so I am happy that I have an adult credit card now
How long should I wait to apply for a Cap1 or AmEx Zync card?