New Member
Whitewater08
Posts: 4
Registered: ‎09-12-2012
Re: Odds of approval? Chase Freedom/United Plus Mileage Explorer

Hey guys,

So I applied for the Freedom this morning and got the dreaded "Your application needs further review" message.  When I called the backdoor number, the service rep said my application was denied due to low available credit and balances over the limit because of my student loans.  I explained to her that I have never had a late or missed payment in 6 years of my loans and that some of them where with Chase.  She said she would reconsider, asked me a few questions about my employment and address and approved me for a low $1000 limit to start off with.  It is a start, so I am happy that I have an adult credit card now :smileyhappy:

How long should I wait to apply for a Cap1 or AmEx Zync card?

Thanks!