I was just checking in on another board and I read people saying that they in fact do report to all 3 CRA's.
As for my approval, it was for $7500. They offered me two different choices of the rewards visa @ 12.5% or the regular visa @ 9.5%. I took the 9.5% just in case one day I need to carry a balance. Rewards programs have never really worked out for me so I wasn't swayed by that. However, thinking back I probably could have took the rewards since I usually PIF. I guess I wasn't thinking clearly when I hit the accept button. Oh well 
