Does DCU Visa report to all 3 CRA's?
09-15-2012 02:11 PM
I was just approved for a DCU Visa and was wondering do they report to TU and EXP as well? They pulled EQ for both my membership and CC application.
Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
Current Scores: EX 719 (Lender pull), TU 670 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 6/7/2013
Re: Does DCU Visa report to all 3 CRA's?
09-15-2012 02:28 PM
They should. Call them to be sure.
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
Re: Does DCU Visa report to all 3 CRA's?
09-15-2012 03:04 PM
I was just checking in on another board and I read people saying that they in fact do report to all 3 CRA's.
As for my approval, it was for $7500. They offered me two different choices of the rewards visa @ 12.5% or the regular visa @ 9.5%. I took the 9.5% just in case one day I need to carry a balance. Rewards programs have never really worked out for me so I wasn't swayed by that. However, thinking back I probably could have took the rewards since I usually PIF. I guess I wasn't thinking clearly when I hit the accept button. Oh well ![]()
Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
Current Scores: EX 719 (Lender pull), TU 670 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 6/7/2013
Re: Does DCU Visa report to all 3 CRA's?
09-15-2012 05:38 PM
Reward program from CU are usually sub-par at best. If I were you, I would pick low interest card as well.
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
Re: Does DCU Visa report to all 3 CRA's?
09-15-2012 09:26 PM
Ha! Same here with a $7500 CL - looks like that's what they start everyone with...
I took the non-rewards card, too, as I also wanted a semi-low rate in case I ever did have to carry a balance.
Current Score:June 2013: EQ - 752, TU08 - 753, EX - 730
Goal Score: 760 on each by 12/31/13, Last app - 4/1/13
Take the 2013 FICO Fitness Challenge

