Frequent Contributor
frugalQ
Posts: 484
Registered: ‎03-23-2012
Re: Need Christmas Credit Card
OP,

I hope I don't offend, but it seems like you are trying to live the same lifestyle that got you into trouble TWICE.....and that makes absolutely no sense.

It seems as if BK is a means to an end.....finance a extravagant lifestyle that you know you can't afford and use bankruptcy as a means to get out of paying for said lifestyle.

At some point you have to learn to live within your means. If that means driving a Honda instead of a Beamer, then do it. If you have employees, you may come out better having a pot luck luncheon where everyone pull names to exchange gifts. Maybe you need to host a simple family/friend get together instead of giving gifts.

You clearly need to get your priorities in order. Either stop trying to keep up with the Jones or quit gaming the system.
Capital One Platinum 0/2.5K - AmEx Green NPSL - Amex Hilton HHonors Surpass 0/7K - Amex BCP 0/8.5K - Chase Freedom 0/3K - Discover IT 0/6.5K - LOC 0/2.5K