Do you think I could get a cli on any of these cards??[ Edited ]
09-20-2012 04:22 PM - edited 09-20-2012 04:24 PM
Ok, I am in a ton of debt, I know that. But I am a senior in college and working a not so great job till I graduate, so I do need credit, at least for now, and I am not planning on using more, but I want to improve my credit and thus am looking for higher limits. So, my question is, should I even bother trying to get a cli or would it be a waste of an inquiry? I have almost 5 years credit history and have never missed any payments or had a late. No collections or anything on my credit. Here are my cards: Wells Fargo 5,600, 7 k limit Cap 1 0 balance 1200 limit Cap 1 2,500 balance, 3 k limit Discover 2 k balance, 3k limit Citi, 0 balance, 500 limit. Side note on my citi, it used to be a 2500 limit, but a year ago the did a cld. No reason. I was last declined for an increase 8 months ago.