So had my Barclays Apple Financiing Visa about 11 months and I requested a CLI last week, it was declined, called the recon line and the analyst approved it.

So, today I applied for the Virgin Visa got declined, I called the credit dept number (analyst under "backdoor" numbers) and left a VM with my account number etc and said I wanted to do a PC to the Virgin Card (this was after cust serv told me that they could not do the PC) and I left in the VM to please send me the Virgin card over night.

I really don't care if they don't approve me for the Virgin card or if they can't transfer the CL to that card, but I am not worried they will CLD me on the Apple Card

I scheduled (3) upcoming payments on auto pay for the Applie Financing Visa for:

9/27 for 900.00 ,

10/4 for 800.00

10/10 for 900.00 in the hopes that they will see I can handle the CL I have now

I am just asking because I have read people getting CLD after they try and do a PC

What do you think?