Barclays Nervous of CLD...
09-21-2012 05:38 PM
So had my Barclays Apple Financiing Visa about 11 months and I requested a CLI last week, it was declined, called the recon line and the analyst approved it.
So, today I applied for the Virgin Visa got declined, I called the credit dept number (analyst under "backdoor" numbers) and left a VM with my account number etc and said I wanted to do a PC to the Virgin Card (this was after cust serv told me that they could not do the PC) and I left in the VM to please send me the Virgin card over night.
I really don't care if they don't approve me for the Virgin card or if they can't transfer the CL to that card, but I am not worried they will CLD me on the Apple Card
I scheduled (3) upcoming payments on auto pay for the Applie Financing Visa for:
9/27 for 900.00 ,
10/4 for 800.00
10/10 for 900.00 in the hopes that they will see I can handle the CL I have now
I am just asking because I have read people getting CLD after they try and do a PC
What do you think?
Re: Barclays Nervous of CLD...
09-21-2012 07:15 PM
Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014