09-24-2012 09:38 AM
So I have a CapOne card and two HSBC (Household Bank) cards. Recently CapOne aquired HSBC. So on my credit report it shows I have three CapOne cards now, which is not a big deal, I don't believe. I was considering calling CapOne and having them, if they can or will, combining all of my credit limits and balances to the original CapOne card. By doing this I'm wondering if this will remove two of the CapOne entries on my CR. Would this be a good move to raise my score, or should I just leave well enough alone.
They may not be ready to combine things, they were not ready in May.
All 3 accounts should continue to show, with 2 closed, which is generally a good thing,