Frequent Contributor
Posts: 341
Registered: ‎08-14-2012
Re: Denied Wells Fargo Student Card -- Insufficient History with Bank!?

I got a Capital One Platinum MC unsecured with no history. I told them I made 25k a year, I didn't (technically) last year but my salary fluctuates anyway. I also got the Citi Forward Student Visa this month once again with no history. I reported that I made 16k with these guys. Citi will ask you for proof of identification (copy of SS), and a copy of your most recent tuition bill and/or Student ID (preferably with the enrollment sticker, not necessary). It can be done, you just have to be proactive and know how to work it. Good luck.


P.S. I did the Cap One app at a branch, Citi card I did online, if that makes any difference.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)