Re: I'm so OVER Navy Federal!!! !
10-04-2012 08:22 PM
RemyWinchester wrote:aside from the little bickering above, NFCU is amazing to be a part of.
Yes, you can beat their credit products at many other places, but it's the whole package that is to be desired.
As an active duty service member I get free checking with $20 a month in ATM fees reimbursed to me. I currently have a one year 4% CD from them. You will not beat that rate anywhere.
I have a 10K Cashrewards Visa Signature (was 20K but I had them decrease it, lol) that gives 1% back and has no annual fee.
I like NFCU.
I'm angry they won't let me in.Have'nt I suffered enough?
Goal 750 Across
NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Re: I'm so OVER Navy Federal!!! !
10-04-2012 08:29 PM
It's not NFCU's doing. It's the NCUA. Credit unions are allowed by the NCUA to service specifically delineated populations, and that is one of the areas that gets looked at during audits. If they have members they are not supposed to have, it can get ugly for them in a hurry.
Amex Platinum NPSL - Citi HHonors Sig. $42k - BMW Ultimate $36k
Chase Sapphire Preferred $42k - Merrill Lynch + Signature $33k - USAA Rate Advantage $20k
NFCU Flagship Signature $33k - USAA Cash Rewards AMEX $20k
Citi Platinum Select / AAdvantage Signature $23k
Re: I'm so OVER Navy Federal!!! !
10-04-2012 08:50 PM
mfoxxx wrote:I love Navy. Never any issues.
Ditto. Best bank I have ever dealt with.
Amex Platinum NPSL - Citi HHonors Sig. $42k - BMW Ultimate $36k
Chase Sapphire Preferred $42k - Merrill Lynch + Signature $33k - USAA Rate Advantage $20k
NFCU Flagship Signature $33k - USAA Cash Rewards AMEX $20k
Citi Platinum Select / AAdvantage Signature $23k
Re: I'm so OVER Navy Federal!!! !
10-04-2012 10:36 PM
flowfaster wrote:NFCU is not all that anyway. The deposit rates suck and the credit products are just meh all around. All they are good for are super high limits. If you look at peoples sigs people have a 15k limit with them but yet every other prime lender still gives them 2k. In my opinion I would rather have a 1k freedom or discover than a 20,000 NFCU card. Only thing could see they are good for is the 0% no fee balance transfer.
LOL I think this is by far the dumbest comment I've ever read on these boards.. No you wouldn't you can stop lying now. ![]()
NFCU NavCheck LOC $10,000
Chase INK Cash $5,000
Chase Freedom $1,500
Capital One Sparks $750 (Closed)
Capital One Platinum $500 (Closed)
Capital One Platinum $500 ( Closed )
Current Score: 627 My Fico EQ
Goal Score: 720
Take the FICO Fitness Challenge
Chase Ink Cash - $2,500
Capital One Spark - $???
Capital One Platinum - $500
Re: I'm so OVER Navy Federal!!! !
10-05-2012 01:01 PM
I would like to gently add to the author of this thread that I literally had to jump through hoops to become eligible. Get this, my father is retired US Army, my brother US Navy and my son is currently IN the Air Force. The thing is, everything they asked for I complied. I sent social security cards, copies of ids, check stubs, birth certs all of it. It took about a month or two before everything was sorted out and I was polite but firm throughout it all. Now the benefits roll in for the entire family.
Are there other credit union options? Of course.
The thing is NFCU is elite when it comes to service and they are notoriously luscious to their members. And the members in turn, value the services and financial opportunites that come from having an institution like this behind you. My advice is to be kind, state the facts, send what they request and be professionally persistent IF you want to become a member.
EQ: 674 > 689 >695 with my new TLs reporting
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score
