so after emailing the president and also asking for a recon my app status on the online site went from denied to "in progress."....not sure if that means anything or more likely the computer system just shows that until they deny me again.  will update you all....

fyi...chase granted me the ink bold business card for $5000....

@trumpet-205:   these are BUSINESS decisions....companies shouldn't and don't make decisions based on morals....

now amex doesn't have to give me a card...but to not to is a pure stupid business decision....to not give a physician who makes several hundred thousand and pays his bill in full a charge (no credit card) when he has no late payments for over the past 7 years is not a smart business decision....

Can someone pm me the email thanks

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
AMEX Zync NPSL(AU) Citi Forward $3k Discover More Student $1600 Wells Fargo Cash Back $1300 BankAmericard Cash Rewards $700 Chase Freedom $500 Capital One Journey Student Card $1250
Capital One Secured Card (AU) $251 Capital One Platinum (AU) $500

creditchampion,

PM sent with some information that may be helpful. 

Can someone please PM the e-mail as well?

NFCU Flagship Rewards Visa Signature $5,000
NFCU NavCheck LOC $10,000
Chase INK Cash $5,000
Chase Freedom $1,500
Capital One Sparks $750 (Closed)
Capital One Platinum $500 (Closed)
Capital One Platinum $500 ( Closed )

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Starting Score: 590 MyFico EQ
Current Score: 627 My Fico EQ
Goal Score: 720

Take the FICO Fitness Challenge

Chase Ink Cash - $2,500
Capital One Spark - $???
Capital One Platinum - $500

jonmartin,

PM sent with possible useful info. 

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sal2009 wrote:

so after emailing the president and also asking for a recon my app status on the online site went from denied to "in progress."....not sure if that means anything or more likely the computer system just shows that until they deny me again.  will update you all....

 

fyi...chase granted me the ink bold business card for $5000....

 

@trumpet-205:   these are BUSINESS decisions....companies shouldn't and don't make decisions based on morals....

 

now amex doesn't have to give me a card...but to not to is a pure stupid business decision....to not give a physician who makes several hundred thousand and pays his bill in full a charge (no credit card) when he has no late payments for over the past 7 years is not a smart business decision....

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In all fairness, you burnt them in the past. That would make anyone wary about lending to you again, especially Amex who rely on their own internal databases more than any other lender. Just because you're better off now doesn't make everything that happened previously ok with them.

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Weights wrote:

jonmartin,

PM sent with possible useful info. 

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I would love to get the email as well.

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I'll be in the garden... FICO Score | TU-08: 732 in May 2013